Founded in 1952 as an occupational-based credit union for employees of the New England Electric System, Central One Federal Credit Union has grown into one of the largest federal credit unions in Central Massachusetts. Central One offers a full range of deposit and lending products for both personal and business members.

So what makes Central One unique? Unlike a bank, Central One is a Not-for-Profit financial institution owned by their membership. All the profits are reinvested into providing better rates, convenient technologies and world-class service for their members. As a full-service credit union, Central One offers all of the consumer and business products and technology innovations you’d expect from a larger national financial institution — but with local decision making and servicing of your products. Central One’s top priority is to provide you world class service along with competitive rates on all your financial products.

Choose Central One Federal Credit Union for:

  • Personal or Business Banking
  • Home, Auto and Commercial Loans
  • Mortgages and Home Equity Loans and Lines of Credit
  • Recreational vehicles
  • Personal and Business Credit Cards
  • Retirement and Investment Planning
  • Insurance
  • Safe Deposit Boxes

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Opening Hours


7:00AM to 6:00PM


7:00AM to 4:30PM


7:00AM to 4:30PM


7:00AM to 6:00PM


7:00AM to 4:30PM


8:30AM to 12:00 PM